Question 1

Why should I invest in real estate in Dubai?

Accepted Answer

Dubai offers stable economic growth, tax advantages, and a strategic location. Large-scale investment projects and high rental yields provide a secure long-term environment. The ability to earn returns in USD is also among the standout advantages.

Question 2

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Question 3

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Question 4

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Question 5

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Question 6

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Question 7

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Question 8

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Question 9

Which is more advantageous — off-plan or ready property?

Accepted Answer

The strategy depends on the investment objective. Off-plan: payment plans starting from 20%, lower entry cost, value appreciation during the construction process. Ready: immediate rental income, title deed right away. Our Investor Co-Pilot compares both options according to your budget and timeline.

Question 10

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Question 11

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Question 12

How long does the Golden Visa process take?

Accepted Answer

Typical timeline: 4–8 weeks after the property Title Deed is obtained. Sarphan handles the entire documentation process. A 1-day visit to Dubai is required for health insurance and biometric data.

Question 13

Can I sponsor my spouse and children as well?

Accepted Answer

Yes. As a Golden Visa holder, you can sponsor your spouse, children under the age of 25 (including adopted children), and children requiring special care regardless of age. Unmarried daughters can be sponsored without any age limit.

Question 14

How does the payment plan work for off-plan properties?

Accepted Answer

A typical off-plan payment plan: 1% reservation, 10–20% on contract, 50–70% spread across construction milestones (5–10% at each milestone), and 20–40% on handover. Some developers offer post-handover payment plans (1–3 years after delivery).

Question 15

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Question 16

Can I get a mortgage in Dubai as a foreigner?

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Yes. UAE banks provide mortgages to foreigners — covering 50–80% of the property value (depending on residency status). Interest rates as of 2026 range from 4–7% per annum. We provide application support through Sarphan's banking partners.

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Question 19

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Question 20

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Question 21

What is the typical annual rental yield in Dubai?

Accepted Answer

Depending on the area and property type, 5–9% net (7–11% gross annual). The highest-yielding areas are: JVC (8–9%), Dubai South (9%+), Business Bay (7–8%). Additionally, capital appreciation: average 15–25% per annum for 2024–2026.

Clear answers to every Dubai investment question

General

Buying Process

Golden Visa

Payment & Financing

Tax & Legal

After-Sale

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